When purchasing your home insurance, the agent and carrier have software that can calculate the replacement value of your home. It evaluates the type of home you own, the square footage, as well as interior features and finishes. What the software cannot calculate, is the value of the personal property within your home. With electronics, […]
read more »Insurance deductibles are something our agents mention quite often. You most likely have heard of this term, know what it means, but are confused about how the amount of your deductible impacts your insurance.
read more »In Part Three of the Winter Hazards series we take a look at winter dangers to residential properties. In Part One we covered Winter Hazards to Your Car, and in Part Two we focused on Winter Hazards to Your Commercial Business. As with your car and your business, there are many hazards to your home that […]
read more »It is always the right time to learn what your homeowners insurance policy covers, and what it does not cover.
read more »Do you need flood insurance? Well, walk to the nearest mirror and ask the person you see if he or she owns much property that could be damaged or destroyed by water. If the answer is yes, then you should seriously consider buying flood insurance. Most persons who need the protection buy coverage offered by […]
read more »Unlike accidental events that result in a person suffering a serious injury (called Bodily Injury) or property that is damaged or destroyed (called Property Damage); Personal Injury usually involves one person’s alleged interference with another person’s legal rights. It also applies to incidents that damages another person’s reputation. Personal Injury commonly includes the following acts.
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