Working from home can be great, but there is also a lot of responsibility. If you have customers, clients, employees, and equipment, you need the proper insurance to cover them. From liability to workers’ compensation, here are the types of insurance you need for your home based business, and the insurance packages that will work for you. [Read more…]
Small businesses particularly need to have extensive insurance coverage more so than large businesses with limited liability. As a small business owner, you will need to provide coverage for your employees in the event of a job-related injury or worker’s compensation coverage should illness or injury strike. A plan may also be tailored to your employee health, benefits and pension needs. [Read more…]
Every business, from mom and pop shops to sprawling companies, uses computer and the internet. From card readers to accounting software to client addresses, all of this data is vulnerable, because all of it is online—either on the cloud or stored locally on an internet-enabled computer. Is your data safe, and more importantly, what would you do if you lost it? You probably already have liability insurance for your business: download this whitepaper to learn why you need cyber liability insurance. [Read more…]
You run a business and you have employees. Employees have certain legal rights, and if they feel like your company has violated these rights, they may file legal claims against you for those perceived violations. This article will explain what you can do to make both your employees and your business are covered, including small and major changes you might need to make.
Debt affects many people in the U.S., even those who don’t seem to be obvious candidates. The reality is that you don’t need to gamble or shop lavishly to find yourself in debt. This article will inform you of the most common reasons why people unexpectedly find themselves in debt, tips on how to handle those situations, and methods to prevent them altogether. [Read more…]
Many people accept insurance payments as a part of life, but many don’t know how their insurance premiums are actually determined. Insurance companies use large amounts of in-depth research and historical data to determine their rates, so knowing these factors can also help consumers avoid costly risks in a number of ways. This article will help enlighten you on the many factors that influence your insurance premium that you would never think would impact your rates, such as dog ownership, smoking, weight and blood pressure, pregnancy, education and career, driving record, car model, homeowners claim history, hobbies and lifestyle, and your zip code.