Is your family protected should you take a turn for the worst? Many people have life insurance through work, but the coverage is oftentimes NOT enough. Our guide will explain to you the importance of having a custom life insurance policy that fits your life situation.
Depending on how your job and business interact, you may need commercial auto insurance, especially if you’re using a personal vehicle. Learn about how commercial auto insurance differs from personal auto insurance, when you need to have it, and the types available for your vehicle. Auto accidents while performing duties for your business without commercial auto insurance can lead not only to denied claims, but even revoked personal auto insurance policies. [Read more…]
When you’re planning your holiday trip, make sure you’re also planning for those who stay behind: if you home is going to be unoccupied while you’re away, now’s the time for preparing your home for a vacation. From dissuading burglars to protecting against water and fire damage, learn about the Protection, Misdirection, and Prevention you should do before you head out the door. [Read more…]
When you or your employee is injured, it’s a bad day. But if that injury causes you or them to become temporarily or permanently unable to do the job, it’s suddenly a nightmare. As both an employer and an employee, it’s important to have the right coverage as required by law and common sense. Learn about the common types of disability insurance and the types of policies you can take out. [Read more…]
Anytime cybersecurity measures fail and information gets put into the wrong hands is a liability for your company. Learn just how much a data breach could cost your business, how fast it happens, ways you can prevent a data breach, and most importantly, how you can insure against it.
Our guide takes you through the following:
- The Cost of a Data Breach
- How Fast It Happens
- Hard Costs vs Soft Costs
- Data Breach Timeline
- Preventing Cyber Security Attacks
- Cyber Liability Insurance
September marks National Preparedness Month, with this years focus being on floods, hurricanes, wildfires, and power outages. And while the first three can be truly devastating, the fourth can happen to anyone. Learn what you need to do to plan for a power outage, especially during the most likely time during the dead of winter. [Read more…]
A restaurant is like any other business: it has its own special risks. Besides general Business Owner Policies, how well is your restaurant covered? From liability stemming from food poisoning to counter food spoilage after that after-hours brownout, there are many places you might find your current coverage weak.
Own a golf course? How’s your insurance? Golf courses have special liabilities that require specialty coverages. Coverage for your directors, officer, and employees. Liability from intoxicated customers to the herbicides and machinery you use to apply it. Golf cart insurance. Learn the eight you need to have for your nine (or your eighteen). [Read more…]
Every business, from your local community bank to your favorite hotdog stand, uses a computer to conduct business. From financial transactions to book keeping to company documents, we do and store a lot of our business on our computers—not just desktops, but also on our smartphones and tablets. There are six points of weakness in any computer system, learn what they are, and how to stop it. [Read more…]
Being a landlord can be a very rewarding experience, not only with earnings, but also with helping your tenants. It’s important to protect your costly real estate assets and all you’ve invested in. In the event of a disaster these insurances will allow you to quickly recover and rebuild, and to make sure your tenants are looked after. [Read more…]