In recent years, small businesses have suffered around 31% of cyber attacks. It’s clear that an effective data security policy is essential to avoiding these attacks, and in order for a policy to be effective there are key elements that must be included in the framework. In a world where 52% of breaches are caused by human and system failure vs. malicious intent, it’s imperative that the policy you create be shared and well-understood by all employees at your company. By incorporating the following key elements into your data security policy, your company will be in a better position to beat the odds.[Read more…]
New England is known for some of the most picturesque scenes in America. Many buildings are packed with history, still retaining the unique architecture of centuries past. Many of these historic landmarks have been preserved in their original format due to historical significance. Unfortunately, there are many reasons that buildings must be torn down. Law and ordinance coverage is important to have as structures age and codes are updated: many buildings must be renovated at best and demolished at worse.[Read more…]
In today’s workplace, it is more important than ever to be aware of the security risks that lurk at every corner of the digital space. Even more important, is having safeguards in place to protect against any threat, breach, or attack that may come your company’s way. Though no one method can be guaranteed foolproof 100% of the time, by utilizing practices for risk management, you are putting your company in a much better position to beat the odds. Here are our suggested best practices.
Preparing for a workers’ compensation audit is something that is often dreaded. Going through all the steps can be quite tedious, and any oversights in the process can lead to unpleasant surprises in the form of costly charges. However, if you make a conscious effort to thoroughly understand the audit process and prepare for it in advance, the following common mistakes can be avoided.
Thank goodness for inflatable rental companies! Renting an inflatable for a special event is an easy, surefire way to ramp up the fun-factor and draw in crowds. At H&K Insurance’s recent Open House (pictured), an inflatable “bounce house” was the perfect attraction to bring in families, and played a key role in ensuring a successful and memorable day. [Read more…]
Is your family protected should you take a turn for the worst? Many people have life insurance through work, but the coverage is oftentimes NOT enough. Our guide will explain to you the importance of having a custom life insurance policy that fits your life situation.
Money is a powerful incentive. It gives us the ability to pay bills, treat ourselves to a nice dinner, or take a relaxing vacation. Unfortunately, there are those who direct their lives based off of greed rather than honesty. It is those people that we must worry about the most.
There is nothing as frustrating as the delays caused by equipment failure. They always seem to occur at the most inopportune times –usually in the middle of a big project. Throw out your deadlines. Throw out your schedule. Call the subcontractors that were supposed to start tomorrow, and tell them to sit tight for a week. Everything is on hold until you can get that equipment back up and running. While there is no way around random equipment failure, it is a lot easier to handle when you have the insurance to help cover the costs.