When asked, many small businesses will express concern about cyber security. However, a clear disconnect exist when less than half (49%) allocate any budget toward mitigating their risk. Before an attack can be prevented, a business needs to acknowledge where it stands. Is your business on the right side of these key cyber security statistics? [Read more…]
The H&K Blog
Imagine this scenario. [Read more…]
You’ve begun making the first steps in ensuring that your place of living is properly covered, but you’ve run into a bit of confusion in the process. Is your housing community a condominium or a townhouse? [Read more…]
Thank goodness for inflatable rental companies! Renting an inflatable for a special event is an easy, surefire way to ramp up the fun-factor and draw in crowds. At H&K Insurance’s recent Open House (pictured), an inflatable “bounce house” was the perfect attraction to bring in families, and played a key role in ensuring a successful and memorable day. [Read more…]
A settlement stemming from a lack of gluten-free foods at a Massachusetts university sets a precedent that requires public establishments, such as restaurants, to accommodate the dietary restrictions of those with severe food allergies.
Backpacks, furniture, clothing and tea cups are all different in their design and function, but the same in how homeowners insurance classifies these items on a policy. Personal property, otherwise known as coverage c, provides coverage for all of your possessions providing they are not excluded on your policy.
Imagine you contract with the town to build a new administration building at a nearby school. The town gives you 300 days to finish the job, but includes a clause that says the town can assess damages to your business if you miss the deadline.
A form of entertainment in many restaurants, flaming beverages liven up the patron experience and is often treated as a bit of a performance in some establishments where food and drinks are cooked and served for all to see.