Category: H&K Restaurant Insurance
Liquor Compliance Checks: Are You Following The Law?
Your bartender is swamped when a young man walks in and asks for a drink. Overwhelmed with patrons, the bartender quickly says “What would you like?” He gets a response and a couple minutes later the young man has a frozen strawberry margarita. Not long after, a bunch of unhappy officers walk through the door […]
read more »How to Handle Kitchen Accidents
Ouch! You’re in your office when you hear a blood-curdling scream from the cook. He has burned himself while using the hot stove. You must act smartly, not only for the safety of your employee but for your business as well.
read more »Why Restaurants Need Employment Practices Liability Coverage
You’ve read about lawsuits on social media, watched the news, and furrowed your eyebrow thinking, “That stinks, but I have a great group of staff. What that guy is going through won’t happen to me.” Wishful thinking; your most-trusted server retires and now you must hire a new face. While he looked great on paper, […]
read more »Fire Sprinkler Systems for Restaurants
You’ve worked hard protecting your restaurant from alcohol and cyber security liabilities. But what about your sprinkler systems? Do you have them installed, and if you do, are they up to the codes set by the National Fire Protection Association (NFPA)?
read more »Why Hiding Cash Is Bad For Your Restaurant
A type of coverage found under general liability policy is business income interruption coverage. This coverage compensates owners for lost income if unable to keep business open due to a valid claim. To determine how much money you are to be compensated for, the claim’s adjuster looks at your financial records. This is where many […]
read more »What Should I Do After Loss of Business Partner?
Your business is worth $2,000,000 when your business owner dies or becomes permanently disabled. If you have not planned properly, the business might not survive ruining your income stream, as well as the future income of the deceased or disabled partner. If the business does survive, how are you going to come up with $1,000,000 […]
read more »Marijuana and Liquor Liability: What Restaurant Owners Should Know
Recent changes in marijuana legalization laws across Massachusetts has caused restaurant owners to become more concerned about public intoxication and liability concerns stemmed from adverse behavior.
read more »Importance of TIPS Training
Any busy restaurant can get easily overwhelmed with the influx of people coming through the door and sitting down at the bar for a drink. As bartenders and servers busily run about accommodating the requests of each patron, it’s easy for them to overlook the warning signs of intoxication. After all, people are human. As […]
read more »4 Steps to Reduce Fire Risk in Restaurant Kitchens
When it comes to operating a restaurant, safety needs to be a top priority, especially with the high risk of fire hazards. Simply being aware of how to best prevent fires for commercial kitchens can not only save a lot of time and money, but can save lives. Today we will go over some steps […]
read more »Protecting Restaurant Payment Systems from Data Breaches
Every day, thousands of electronic transactions take place in the restaurant industry. Because of this, hackers have targeted these same transaction systems used in order to steal customer and business information. Recently, Chipotle Mexican Grill had fallen victim to such attacks, resulting in credit card information stolen from hundreds of thousands of customers. Both […]
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