Insurance deductibles are something our agents mention quite often. You most likely have heard of this term, know what it means, but are confused about how the amount of your deductible impacts your insurance.
Walloping the Northeast, Winter Storm Riley packed quite a punch along the coast, especially along the water where the towns of Scituate and Quincy were hit the most. Knocking out power for nearly half a million people, many are still reeling from the effects of this winter storm.
Ouch! You’re driving along when all of the sudden you encounter a huge bump in the road. Hitting a pothole is never fun. When water freezes, pavement expands, causing potholes to appear left and right when temperatures are below freezing.
With the New Year right around the corner there will be many people out celebrating; some with booze and others not. Having a safe, fun celebration at home is one thing, but getting behind the wheel while intoxicated is another thing.
No doubt, you’re probably all too familiar with drunk driving public service announcements (PSA’s), but H&K Insurance cares so much about your well-being that we want to remind you all again.
With technology leading the way, folks can now bypass the traditional taxi and opt for a cheaper ride using Uber, a virtual taxi service where folk’s book rides via a mobile app and get driven around by folks using their personal vehicles.
Uber (formally known as UberCab) was founded in March 2009 and has taken the mobile sphere by storm with its quick, convenient way of booking rides. In response, competitors have also made their way into the market as well, such as Lyft (2012) and Curb (2014).
Money is a powerful incentive. It gives us the ability to pay bills, treat ourselves to a nice dinner, or take a relaxing vacation. Unfortunately, there are those who direct their lives based off of greed rather than honesty. It is those people that we must worry about the most.
In 2015 alone, distracted driving accounted for 391,000 injuries and 3,477 deaths. Per day, approximately 660,000 people use their cell phones while driving.
These staggering numbers signify an epidemic where more and more people are driving impaired or on “autopilot,” instead of being alert and attentive.
When you move into an apartment and sign a lease, you are making a legal contract between you and your landlord regarding your stay in rented space. Upon signing that lease, there will usually be a section that explains your responsibilities as a tenant. While it’s a no brainer that landlords expect you to pay your rent on-time and keep your space tidy, many tenants overlook the insurance portion of the document.
Off the plane with your luggage, so close to starting your vacation, but now you’re standing at the car rental desk listening to an agent try to persuade you into purchasing additional insurance coverage. Do you take it? Before you initial the decline waiver in 6 different places, here are a few things to consider. [Read more…]
Condos are recommended for people looking to try out the world of home buying, as well as aging adults looking to downsize. Before you jump into the condo market, do your homework and ask these questions before buying a condo. If you still have other questions that need to be answered, talk to the H&K Insurance Agency’s condo specialists today. [Read more…]