Imagine this scenario.
After months of relentless searching, you’ve recently moved into the beautiful, new home of your dreams. Naturally, you’re excited to share your new place with friends and family. Invitations for a small housewarming party are drafted and sent, and you excitedly prepare for the day to arrive.
The day comes, and you’re welcoming your guests at the door. You spot an old friend, and notice that they have bought their own pal to the party. You don’t recognize the plus-one, but you think to yourself, “the more the merrier.” Soon enough, everyone has arrived. The party is on.
A couple of hours into the gathering, a loud thump interrupts the music and conversation. Your friend’s plus-one appears to have fallen, and is clutching their arm and showing signs of serious pain. Whether or not you’re at fault has yet to be determined, but the thing is- it may not even matter. That is, if you’ve taken the correct precautions. If a house guest is injured at your home, guest medical coverage could help with medical expenses regardless of fault.
For more information on how medical expense coverage under our homeowner’s insurance will protect you from accidents in your home, contact Brendon Kilcoyne at 617-612-6504.